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New Year’s Resolutions 2011

Welcome to 2011 and let’s make some resolutions together!

I’m always keeping lists of things to do. I like to use them to stay organized and prioritize my life. As we enter the new year I think it is important that each of us make a list of resolutions and track them throughout the year. As we know, most resolutions are tossed aside within the first month of the year so let’s make sure we make lists that are realistic and impactful. My challenge to you is to publicly share your list on this blog message so we can discuss our goals and keep each other accountable to following through.

Let me start!

  1. Eat smarter and lose 30 more pounds. (In 2010 I lost just over 30 pounds and still need to keep it going)
  2. Do my annual credit report check-up. Fix any errors.
  3. Start another savings account for Christmas 2011. Saving $50 per month will give me about $600 cash to buy gifts etc. A cash only Christmas is a smart thing.
  4. Read one book a month for pleasure. I read for information but not enough for entertainment.
  5. Take a meaningful trip with my wife.

Well there you have it. It is simple and easy to track. Now it’s your turn! Share your list by commenting on this post.

Happy New Year! -Barry

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Merry Christmas!

For my followers around the globe celebrating today, we wish you Merry Christmas and Happy New Year! ¡Feliz Navidad y próspero año nuevo!

This video is for you… wishing you peace and prosperity in the coming year!

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Cars, Freedom, and the Fourth of July!

“Here’s a couple things America got right… cars and freedom.”

I love this commercial! It is very true. Cars can be substituted for anything that our nation has innovated in the past to make our lives/country the envy of the world. Freedom is also the envy of the world’s people but just not all of the it’s rulers. As we head into the July 4th weekend let’s take some time away from our personal finance worries and reflect on the meaning of the day. Being free is something most of us take for granted and we really shouldn’t. As Americans we are blessed beyond imagination even in the midst of our own personal demons. In the worst possible cases we likely would find ourselves much better off than 75% of the rest of the earth’s masses.

This weekend take the time to say a prayer for those brave souls who fought for our freedoms and especially those founding fathers that possessed rare understanding what was needed to create a more perfect republic. Their vision and plan has withstood the test of time and we are forever grateful for them! A lot of wars have come and gone since the founding fathers first penned the declaration. And we must also say a prayer of remembrance and thanks for those soldiers that have served and died for this countries freedom! Your freedom!

In closing… “I pledge allegiance to the flag of the United States of America, and to the republic for which it stands, one nation under God, indivisible, with liberty and justice for all.”

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The High Price of Living Free

Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe to assure the survival and the success of liberty. -John F. Kennedy

Memorial Day 2010

As we all struggle with personal demons such as heavy debt and or credit problems let’s not forget the ultimate purpose of Memorial Day. It’s a time to be thankful for the freedoms provided by the greatest, safest, opportunity laden country in the world! It’s a time to remember all of the fallen heroes that have gone before us to help make and keep the United States of America free.

On this very weekend let’s make sure to set aside our financial problems and spend time with our family relaxing in our unprecedented liberty! Fly the flag! Say a prayer for those who have given their lives in the line of duty! Don’t forget to thanks their families! Have a picnic! Do not work! Watch the Indy 500! Go to the lake or park! Revel in the freedom to enjoy where you are today and where you expect to go in the future!

Have a great Memorial Day and enjoy the video below from 2006 that I find as moving today as I did back then!

Live rich and free today my friends!

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Summer Vacation Plans – Start Now

Relaxing Vacation in the Sun

Relaxation is a good vacation goal

Spring has just about sprung!

It’s now the perfect time to begin planning your summer vacation. Planning far in advance allows you the time to be flexible and save actual cash for the expenses. How stressful is it to go on a vacation and use credit cards for the whole thing, then knowing it will take years to pay for it? Or that your vacation actually will in the long run cost you 20% more than budgeted because you are carrying it on the high interest plastic. Start saving a portion of your weekly/bi-weekly paycheck to help cover these expenses and you’ll be happier in the long haul for it. Oh by the way, now is the time to lock in some vacation dates at work too. Don’t be the last to ask for the 4th of July off when everyone else has already done so!

For me, I love to travel. I want to travel more but somehow it just doesn’t seem to work out at this time. But in reality some of the best vacations don’t require traveling very far! Stay-cations are the affordable excuses to pretend you are tourist in your own area. It really can be ultra relaxing rediscovering the many wonderful reasons you live where you live today. There are many sights and local attractions to see. All you need to do is go online and enter your city or area in Google and “boom” there’s all kinds of opportunity with stick pins on the map!

Whatever you do don’t be tempted to over indulge during the actual vacation. Stay to your plan and budget and use cash! If you do, you are on your way to learning how to live life richly today! Happy Relaxation!

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