#1 Never ever ever bounce a check. Don’t float that check either!
#2 Start a simple budget, and stick to it. Don’t kill yourself trying to adhere to the budget 100% of the time. It is only a guide.
#3 Pay down high credit debt and begin a savings account.
#4 Open an online investment account, plan for future IRA. Cap your 401K if you have one and your employer has a match.
#5 Pay yourself first (deduct for savings each payday)… it will make your savings easier. And be sure to make it automatic.
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